CHURCHILL COMMERCIAL CAPITAL PHILOSOPHY
Establishing relationships. Exceeding expectations.
Churchill Commercial Capital is a commercial real estate advisory and mortgage banking company based in Scottsdale, Arizona. We pride ourselves in being the reliable consultants that borrowers and lenders trust to help achieve their goals. This means the first order of business in every loan Churchill originates is to gain the confidence of our clients on both sides of the table. We accomplish this goal by providing personalized service combined with a knowledgeable and fair-minded approach that exceeds expectations.
We are proven experts at structuring highly complex financial transactions that satisfy the capital needs of our clients and the investment objectives of our lenders. But more importantly, we strive to establish and cultivate vital, lasting relationships that result in the long-term success of those who depend on us.
Securing financing for our clients is just the beginning of our relationship with them. Through our loan servicing operation in Scottsdale, Arizona, we service loans for our correspondent lenders, providing continuity of service throughout the life of the loan. A majority of the time, if your loan originates with Churchill Commercial Capital, it stays with Churchill Commercial Capital. As a result, we have the ability to provide personal, hands-on service and remain available to our clients, ready to meet their ongoing needs.
Reputation and integrity are not just words to us. They are guideposts by which we conduct our business and the foundation on which we build our success and yours.
STAFF AND COMPANY PRINCIPALS
Reliable analysis and personal service.
Churchill Commercial Capital employs a staff of experienced and sophisticated mortgage banking specialists engaged in loan origination and servicing for income-producing real estate. We assess and underwrite loans with insight, superior expertise and state-of-the-art technology, in order to meet our objective of quick and clean closings.
Churchill Commercial Capital – Senior Production Team
Cynthia A. Hammond, CMB, President
Cynthia formed Churchill Mortgage of Arizona, the predecessor to Churchill Commercial Capital, in 1994 after three years operating Hammond Commercial Real Estate Finance, five years in loan production with the mortgage banking subsidiary of John Hancock Life, two years as a real estate acquisitions analyst with public pension fund advisor First Chicago Investment Advisors and one year as a research analyst with a top producing investment division team at Grubb & Ellis. She holds a B.S. in Economics, summa cum laude with honors, from Arizona State University. Cynthia is an associate member of the Urban Land Institute and formerly served on the Arizona District Council Executive Committee and as the Program Committee Chair. She holds memberships in Phi Beta Kappa, Lambda Alpha International, Real Estate Investment Advisory Council and the Pima County Real Estate Research Council and has received her Certified Mortgage Banker designation from the Mortgage Bankers Association of America. Cynthia holds active Real Estate Broker’s licenses in Arizona and California.
J.E. Thomas Ryan, III,Vice President
Tom joined Churchill Commercial Capital in April 2005 after a period with Cooper Financial, Inc., a local commercial banker, where he produced, analyzed and underwrote commercial mortgage loans. Tom gained extensive sales and marketing experience over his fifteen year career as a marketing/sales director with Longboat Global Advisors, an investment advisory and asset management firm, at Visitalk.com as a procurement manager, and in positions with Inacom Information Systems, AIG and Transamerica. Tom earned a B.A. in Business Administration with a concentration in finance and communications from University of San Diego. He is an active member of NAIOP, and the Arizona Commercial Mortgage Lenders’ Association, and holds an Arizona Real Estate Sales license.
LOAN PRODUCTION & SCOPE OF BUSINESS
A consistent record of high loan production.
Churchill Commercial Capital has arranged over $2.8 billion in financing for clients since our formation in 1994. Each year, we originate hundreds of millions of dollars of loans and equity investments secured by properties located throughout the western United States. Transactions include acquisition financing, refinancing of existing mortgages, bridge loans, construction financing, mezzanine loans, forward commitments, and joint venture equity. By working closely with all of our lenders, we have been able to structure a varied representation of recent financings, ranging from apartment buildings and hospitality properties to retail, industrial, office, senior housing and medical space. We excel at matching the lender with the borrower, and negotiating optimal terms to meet the needs of both.
CHURCHILL COMMERCIAL CAPITAL SCOPE OF BUSINESS
Loan Types Offered:
- Acquisition Financing—Permanent, Floating or Bridge Loans
- Refinancing—Permanent, Floating or Bridge Loans
- Construction Financing
- Joint Ventures
- Equity and Mezzanine Financing
- Distressed Debt Financing
- Revolving Line of Credit Financing
- Retail Properties
- Industrial Buildings
- Office Buildings
- Senior Housing
- Self-Storage Properties
- Manufactured Housing
- Hospitality Properties
- Fixed or variable interest rate
- Maturities on permanent loans from 2 to 40 years
- Amortization schedules vary with loan request — 15 to 30 years is typical, interest only on qualified loans
- Loan-to-value ratios of up to 80% (up to 90% with mezzanine or participating debt)
- Majority of our loans are non-recourse except for carve-out provisions
SERVICING AND ADMINISTRATION
Consistent and accurate service for both lender and borrower.
Churchill Commercial Capital services a diverse portfolio of commercial and multifamily loans for our correspondent lenders. We offer accurate, efficient and responsive loan servicing from CCC’s offices in Scottsdale, Arizona. Our experienced staff handles all aspects of loan servicing, including administration of escrow and impound accounts using state-of-the-art technology that incorporates strict security features.
Our cashiering servicing portfolio is composed of loans secured by commercial property located in Arizona and other Western states. We also provide subservicing, non-cashiering services to additional lenders. On securitized loans we originate, we offer subservicing which allows us to advise our CMBS borrowers on securitized servicing issues.
- Payment collection and remittance
- Escrow account administration and compliance monitoring
- Property inspections
- Loan reviews
- UCC monitoring
- Tax and insurance compliance monitoring
- Lease approval processing
- Assumption request processing
- Payoff request processing
- Borrower financial statement review
- Loan document compliance testing
- Market analysis
- Cash Management Trigger Consulting
REAL ESTATE FINANCE ASSOCIATION (REFA)
Maintaining a national presence as part of a broad network.
Churchill Commercial Capital is a founding member of Real Estate Finance Associates (REFA), a national organization of independent mortgage banking firms that evolved from the pioneering James W. Rouse Company, the commercial mortgage affiliate of the famous regional mall developer. Each of the founding REFA member firms had either been an original Rouse regional office or had one or more principals who had worked for the Rouse organization.With ten REFA companies and 24 offices around the country, REFA gives Churchill Commercial Capital a national perspective and deep resources from which to draw.