Reliable analysis and personal service.

Churchill Commercial Capital employs a staff of experienced and sophisticated mortgage banking specialists engaged in loan origination and servicing for income-producing real estate. We assess and underwrite loans with insight, superior expertise and state-of-the-art technology, in order to meet our objective of quick and clean closings.

Churchill Commercial Capital – Company Principals

Cynthia A. Hammond, CMB, Principal, President, Loan Producer

Cynthia co-founded Churchill Mortgage of Arizona, the predecessor to Churchill Commercial Capital, in 1994. She has more than 30 years of experience in the mortgage banking industry.  Before forming Churchill Mortgage of Arizona, Cynthia was a principal of Hammond Commercial Real Estate Finance (1991-1994),  was a vice president of the mortgage banking subsidiary of John Hancock Life  (1986-1991), analyzed institutional real estate investments as an acquisitions analyst with First Chicago Investment Advisors (1984-1986)  and began her career as a research analyst with a top producing investment division team at Grubb & Ellis in 1983.  She holds a B.S. in Economics, summa cum laude with honors, from Arizona State University.  Cynthia is a member of the Urban Land Institute, Phi Beta Kappa, LAI, REIAC, Arizona Commercial Real Estate Women.  Cynthia holds the Certified Mortgage Banker designation from the Mortgage Bankers Association of America and is licensed as a real estate broker in Arizona and California

Ray L. Hammond, Principal, Chief Operating Officer, Chief Technology Officer

Ray co-founded both Churchill Mortgage of Arizona, the predecessor to Churchill Commercial Capital, in 1994 and Hammond Commercial Real Estate Finance in 1991.   Active in management of Churchill as Principal, COO and CTO, he guides the strategy and structure of Churchill’s corporate growth and infrastructure.   He holds a B.S. in Physics from Arizona State University.

Churchill Commercial Capital – Loan Origination Staff

J.E. Thomas Ryan III, Vice President and Loan Producer

Tom joined Churchill Commercial Capital in April 2005 after a period with Cooper Financial, Inc., a local commercial banker, where he produced, analyzed and underwrote commercial mortgage loans. With Churchill, Tom has originated underwritten and closed permanent, bridge, construction and mezzanine loans on office, industrial, retail, multifamily, healthcare and senior housing properties located throughout the western USA. Prior to joining Churchill, Tom gained 15 years sales and marketing experience with Longboat Global Advisors,, Inacom Information Systems, AIG and Transamerica. Tom earned a B.A. in Business Administration with a concentration in finance and communications from University of San Diego. He is an active member of the Arizona Commercial Mortgage Lenders’ Association, and holds an Arizona Real Estate Sales license.

Richard Perry, Vice President and Loan Producer

Rich joined Churchill Commercial Capital, Inc. in 2017 as Vice President and Loan Producer. Over the course of 20 years of work in commercial real estate banking and lending, he has been a top producing loan production officer who has arranged permanent, construction, bridge and mezzanine debt with a variety of types of lenders on retail, office, industrial, multifamily, hospitality and self-storage properties. Prior to joining Churchill, Richard worked as a mortgage banker with The Alison Company and with Aries Capital. He was the Director of Finance for a large, privately-owned retail shopping center firm, and was also the Vice President of Los Padres Bank. He graduated from Oregon State University with a BS in finance.

Bill Tong, Vice President and Loan Producer – Tucson

Bill joined Churchill Commercial Capital, Inc. in 2018 as a Vice President and Loan Producer – Southern Arizona region, allowing Churchill to further solidify its Tucson presence. Bill has over 20 years of experience as a senior lender in the Tucson market. Before joining Churchill, he worked at Vantage West as a Senior Relationship Manager, at Alliance Bank as a Senior Commercial Lender, and at Wells Fargo as a Senior Private Banker. He holds a BS in Finance from the University of Arizona, and an MBA from the University of Phoenix. Bill holds a membership in the Pima County Real Estate Research Council, and is active in numerous community associations and charities.

Chad Lafferty, Associate Vice President and Loan Producer

Chad joined Churchill Commercial Capital, Inc. in 2017 as a Senior Loan Analyst, and was promoted to Loan Producer in 2018. As an analyst, he supported the underwriting and presentation of over $150 million of construction, permanent, bridge and mezzanine loans on retail, multifamily, office, industrial and medical properties. Chad joined Churchill with a decade of experience as an SBA lender with companies including GenCorp Commercial Capital and Park Place Equity. He majored in Regional Development at the University of Arizona and graduated in 2006.

Craig Hoebing, Loan Producer

Craig joined Churchill Commercial Capital, Inc. in 2019 as a Loan Producer, bringing five years’ experience as a commercial mortgage loan broker with Colliers International and three years as a private money lender with IPF. In these positions, Craig arranged financing on office, medical, industrial, self-storage, retail, multifamily and single family rental housing. Craig earned a B.S. in Business Administration with a minor in Real Estate and Regional Development from the University of Arizona in 2005. Craig participates in the Executive Council 70 charitable organization that raises funds to support various youth groups.

Eric Jones, Loan Producer

Eric joined Churchill Commercial Capital, Inc. in 2019 as a Loan Producer, bringing a diverse 17 year background in commercial real estate mortgage brokerage and private money lending to Churchill. He came to Churchill from Greystone & Co where he was a Director utilizing the company’s Fannie Mae, Freddie Mac, HUD and CMBS lending platforms. Prior to Greystone, he spent 14 years at Aries Capital, in Phoenix and Chicago. Aries is a mortgage banker who arranged commercial, multifamily and hospitality loans with life companies, banks, CMBS lender and agencies. Eric holds a B.S. in Biology with Chemistry minor from Arizona State University.

Churchill Commercial Capital – Loan Analysts

Christopher Van Mullem, Senior Loan Analyst

Chris joined Churchill Commercial Capital, Inc. in 2019 as a Loan Analyst, and advanced to Senior Loan Analyst in under a year.  Chris earned a MBA with Real Estate Specialization from the University of Wisconsin-Madison and holds a JD from Western Michigan University Cooley Law School. Prior to joining Churchill Chris worked on project management for Crown Castle Inc., a publically traded real estate investment trust, and in portfolio management with the Wisconsin Housing and Economic Development Authority.

Frank Gomez, Loan Analyst

Frank joined Churchill Commercial Capital, Inc. in 2020 as a Loan Analyst.  Mr. Gomez earned a Bachelor’s of Arts in Political Economics from the University of California, Berkeley. Recent experiences includes financial advisory at Morgan Stanley and credit risk portfolio management of institutional securities with Goldman Sachs. In addition, Mr. Gomez also has experience in a Lending Operations role for SBA loans at SmartBiz Loans.  Frank is fluent/native in Spanish.